We offer a wide range of standard and non standard property insurance cover.
Our range of owner occupier insurance provides full cover for homes and contents at highly competitive rates.
- Underwritten by leading UK insurers.
- Legal liability to the public of £2,000,000 covered as standard.
- Cover available with or without contents.
- Optional accidental damage cover.
- Optional personal possessions cover.
We can also quote for non-standard risks:
- Long term unoccupied properties with full perils.
- Properties undergoing works and renovations.
- Grade II Listed premises.
- Previously underpinned properties.
- Previously flooded properties.
- Properties with 100% flat roofs.
- Properties have been turned down elsewhere in the past.
- Properties of non-standard construction – wood, steel frame, plastic etc.
- Customers with previous convictions.
- Customers who run businesses from home, working or trading from home such as Hairdressing (beauty), B&Bs, child-minding, video/photography productions etc.
- All types of tenants working, DSS, students, Asylum seeker, HMO, Bedsits and Holiday homes.
- High net worth.
- People who have had insurance declined.
- Commercial and residential mixed (i.e. Flats above shops).
- Standalone Terrorism quotes for almost all properties, Home Insurance, Landlords and commercial.
- Non-Continuous Insurance.
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If you cannot find what you are looking for here or you have a particularly complex or specific requirement just give us a call as we pride ourselves on solving insurance problems.
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