Household Insurance

property insurance

Household Insurance

We offer a wide range of standard and non standard property insurance cover.

Our range of owner occupier insurance provides full cover for homes and contents at highly competitive rates. 

  • Underwritten by leading UK insurers.
  • Legal liability to the public of £2,000,000 covered as standard.
  • Cover available with or without contents.
  • Optional accidental damage cover.
  • Optional personal possessions cover.

We can also quote for non-standard risks:

  • Long term unoccupied properties with full perils.
  • Properties undergoing works and renovations.
  • Grade II Listed premises.
  • Previously underpinned properties.
  • Previously flooded properties.
  • Properties with 100% flat roofs.
  • Properties have been turned down elsewhere in the past.
  • Properties of non-standard construction – wood, steel frame, plastic etc.
  • Customers with previous convictions.
  • Customers who run businesses from home, working or trading from home such as Hairdressing (beauty), B&Bs, child-minding, video/photography productions etc.
  • All types of tenants working, DSS, students, Asylum seeker, HMO, Bedsits and Holiday homes.
  • High net worth.
  • People who have had insurance declined.
  • Commercial and residential mixed (i.e. Flats above shops).
  • Standalone Terrorism quotes for almost all properties, Home Insurance, Landlords and commercial.
  • Non-Continuous Insurance.

Can’t find what you’re looking for?

If you cannot find what you are looking for here or you have a particularly complex or specific requirement just give us a call as we pride ourselves on solving insurance problems.

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What People Say

It is this personal service and reassurance that has enabled me to place with confidence every vehicle that both my family and my business have on the roads.

Utility Warehouse Neil and Vicky Postlethwaite

Top class advice. I will move all my insurances to them now – motor, home and my business.

Crockham Hill Google Review

We have switched to Invicta Insurance Services this year for our Fleet, Property Investors and Office insurance renewals. Leon at Invicta noticed areas where our cover was duplicated and we were paying to cover ourselves twice for the same thing; he combined this cover and made it much simpler for us.

Premier Promotional Products Google Review