Motor fleet insurance is available for vehicles owned and registered by the company (or directors) for 3 vehicles and more.
Vehicles can be a mix of private cars and vans used for business purposes and carriage of own goods, as well as social, domestic & pleasure usage. This can be a more competitive way of insuring your vehicles, particularly if you have larger ‘top of the range’ vehicles involved when balanced out with some vans (not exceeding 3.5T).
When setting up a fleet policy, no claims bonus from individual policies can be considered but from here on in the policy becomes “Claims Experienced” rated. At renewal, Insurers will take an overview of the number of vehicles covered for the past 12 months versus the number of claims made and paid out to provide their premium calculation.
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It is this personal service and reassurance that has enabled me to place with confidence every vehicle that both my family and my business have on the roads.
Top class advice. I will move all my insurances to them now – motor, home and my business.
We have switched to Invicta Insurance Services this year for our Fleet, Property Investors and Office insurance renewals. Leon at Invicta noticed areas where our cover was duplicated and we were paying to cover ourselves twice for the same thing; he combined this cover and made it much simpler for us.