Are you a previous bankrupt either personally or commercially? Do you experience difficulties in arranging your insurance cover? At Invicta we can help overcome these challenges and arrange the right insurance cover for you following your bankruptcy.
Bankruptcies are material facts and they must be declared to your insurer. The problem is that as soon as you declare a bankruptcy most insurers have no interest in offering cover. However, at Invicta we have a pragmatic approach to bankruptcies and providing you have been discharged, can often find the perfect solution for you. We look at your circumstances now rather than dwelling on your past, and offer cover for a wide range of insurances such as commercial, home and motor insurance.
Bankruptcy generally lasts for 1 year, but remains on your credit file for 6 years, during which time your ability to obtain insurance will be hindered. It remains difficult to get insurance after the 6 years even if you have been discharged. People believe that bankruptcy will give them a fresh start but this is often not the case as in fact many insurance companies continue to penalise years after bankruptcy.
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What People Say
It is this personal service and reassurance that has enabled me to place with confidence every vehicle that both my family and my business have on the roads.
Top class advice. I will move all my insurances to them now – motor, home and my business.
We have switched to Invicta Insurance Services this year for our Fleet, Property Investors and Office insurance renewals. Leon at Invicta noticed areas where our cover was duplicated and we were paying to cover ourselves twice for the same thing; he combined this cover and made it much simpler for us.