News

Spring Newsletter 2018

Spring Newsletter 2018

Spring is here and we are hard at work to bring our customers information, advice and guidance over the seasonal period.

Get more information on how to keep in touch with us, things you didn’t know about Invicta, our latest Commercial Insurance advisor, tips for cutting the cost of Motor Insurance and our Travel Insurance information. Whether you’re looking for tips on how to insure your car for less or seeing how you can still receive our latest offers and guidance, we’ve got it all in this quarterly newsletter.

As some of our clients and followers may be aware, we have rebranded Invicta and given our company a shiny new look.

These changes include our emails, signatures, social media platforms, website, branding and marketing. Find out more on how we have approached these changes and take a look at the behind the scenes stages of development.
Read more…

This month Invicta celebrates its 8th birthday. We launched officially on 17th March 2010 in Sevenoaks with just one brand, zero customers and 2 members of staff.
Read more…

At Invicta, we believe that customer service is key and we always strive to offer a pleasant and helpful service. But how much do you know about the experts who make up the Invicta team?
Read more…

The cost of motor insurance can take a big chunk out of your driving budget, but it doesn’t have to be that way. Follow these 10 tips to help you get your annual premium down.
Read more…

Life is not all about working hard, sometimes you just have to pack a bag, pick up your passport and live life to its fullest. However, we can’t throw all caution to the wind and sometimes the experiences that are designed to de-stress us, ends up distressing us.
Read more…

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Supercar VS Classic Car Showdown

Supercar VS Classic Car Showdown

Supercar VS Classic Car Showdown

To celebrate the launch of our new Invicta website, we introduced ‘Supercar VS Classic Car Showdown’ voting to our social media. This involved a series of voting polls on our Facebook page (@invictainsurance) to find out what our followers think is the best in the industry!

In this introduction showdown, we put modern supercars up against classic supercars. Each round lasted a week, with the winner revealed at the end of July 2018.

Please see the results from the showdown below.

What games were played?

ROUND 1
  • Porsche GT3 RS vs Lamborghini Huracan Peformante
  • Porsche 911 vs Lamborghini Miura
  • Jaguar F-Type Project 7 vs McLaren 540C
  • Jaguar E-Type vs McLaren F1
  • Ferrai 488 GTB vs Mercedes AMG GTR
  • Ferrari F40 vs Mercedes 300SL
  • Bentley Continental GT vs Aston Martin DB11
  • Bentley 8 Litre vs Aston Martin DB5
Quarter Final
  • Lamborghini Huracan Performante vs McLaren 540C
  • Lamborghini Miura vs Jaguar E-Type
  • Ferrari 488 GTB vs Aston Martin DB11
  • Ferrari F40 vs Aston Martin DB5
Semi Final
  • Lamborghini Huracan Performante vs Ferrari 488 GTB
  • Jaguar E-Type vs Ferrari F40
Final
  • Lamborghini Huracan Performante vs Jaguar E-Type
WINNER

Jaguar E-Type

Showdown Winner
Showdown Table

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Summer Newsletter 2018

Summer Newsletter 2018

Summer is here and so is the hot weather! We are hard at work to bring our customers information, advice and guidance over the seasonal period.

Get more information on the upcoming classics at Kenward event, Invicta cyber insurance, Biddenden Tractorfest,  our new Admin Assistant and latest ‘showdown’ social media game. Whether you’re looking for event information or exploring our new product, we’ve got it all in this quarterly newsletter.

We’re delighted to announce the return of Classics at Kenward. This is a classic vehicle event that we organise annually in partnership with the Kenward Trust. Read more…
Have you ever stopped to consider what the financial impact to your business could be should you suffer a cyber attack or data breach? Read more…
As you may have seen on our Social Media platforms, we attended and sponsored the annual Biddenden Tractorfest over the weekend for our third year running. Read more…
At Invicta, we believe that customer service is key and we always strive to offer a pleasant and helpful service. But how much do you know about the experts who make up the Invicta team? Read more…

To celebrate the launch of our new Invicta website, we introduced ‘Supercar VS Classic Car Showdown’ voting to our social media. Read more…

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Guide to Car Hire Excess Insurance

Guide to Car Hire Excess Insurance

Car

A Buyer’s Guide to Car Hire Excess Insurance

Why do you need car hire excess insurance, and what are the most common features and exclusions? Read our car hire excess insurance guide to find out.

What’s in this guide?

  • What is car hire excess insurance?
  • Do I need car hire excess insurance?
  • What does car hire excess insurance cover?
  • Car hire excess insurance exclusions explained
  • Choosing your car hire excess insurance policy
  • Contact Invicta Insurance

What is car hire excess insurance?

Car hire excess insurance policies are designed to cover you for charges from your car rental company should your hire car be damaged or stolen.

For example, if you are involved in a car accident that results in a £750 repair cost, and your agreed excess was £500, under your car hire agreement you would need to pay a £500 excess to the car rental company. However, if you have taken out car hire excess insurance, you can reclaim additional excess or repair costs covered by your policy.

Do I need car hire excess insurance?

A car rental agreement usually includes some standard motor insurance cover, such as a collision damage waiver (CDW) and third-party liability insurance. However, this standard cover may not protect you fully. Should the car be damaged or stolen, the renter is still nearly always liable for the first portion of the loss (the ‘excess’), and windows, tyres, undercarriage, roof and headlights may not even be covered by the policy.

Therefore, ask yourself:

1. Can I afford to pay a potentially sizeable bill if something goes wrong?

2. Do I find the excess cover offered by car hire firms expensive?

It can make your holiday easier and more relaxing if you have car hire excess insurance. You have less worry over issues such as where to park your car; being on unknown roads; or if any less well-maintained roads will cause damage to the vehicle.

Car

What does car hire excess insurance cover?

If you purchase stand-alone car hire excess insurance in advance of travelling, you can gain a reasonable daily or annual rate and get a policy suited to you to cover trips of varying length.

The key benefit is that car hire excess insurance policies will provide protection for the most vulnerable parts of the vehicle – such as the wheels, tyres, windscreen, roof and undercarriage – which are most likely to get damaged. As stated above, these are not usually included in car rental companies’ own cover, even if you purchase additional waivers.

Policies can also cover other potential mishaps, such as loss of the vehicle keys, or accidentally misfuelling the car.

Remember, before leaving the car rental pick-up, always inspect the vehicle carefully and try to take photos. Otherwise, if you have excess insurance rather than their own, there can be a dispute, and it’s crucial to report back any problems they haven’t listed to your car hire excess company to insure you will be fully covered on your excess insurance.

Car hire excess insurance exclusions explained

Restrictions sometimes seen on car hire excess insurance policies include:

  • Losses from accidental damage to the interior or contents of the rental vehicle, caused by wear and tear or carriage of animals, will not be covered
  • Minimum and maximum ages for drivers (21-85 inclusive)
  • Vehicles more than 10 years old or vehicles with more than nine seats

Choosing your car hire excess insurance policy

If you take our separate car hire excess insurance, vehicle hire firms will often require a credit card deposit to cover any potential damage. Although you can claim this back from your insurance company if there is an incident and you lose your deposit, you’ll need to budget for this. Furthermore, this will usually need to be on the credit card of the lead driver, as many car hire companies do not accept debit cards.

Note that while most vehicle hire companies just ring-fence the deposit, some may withdraw it and refund you later. This means that if there are significant currency fluctuations during your car rental period you could see a different value in the money that is returned to your card.

Contact us

Although car hire companies can offer you excess insurance when you pick up the vehicle, you could end up paying more for cover which isn’t as wide ranging.

Talk to one of our advisers to find out what policy is best for you, so that you can enjoy peace of mind on your travels.
Call us now on 01732 471950 for a quotation.

Content and images used from:
http://bit.ly/2EztbSE

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Winter Newsletter 2017

Winter Newsletter 2017

Winter is here and we are hard at work to bring our customers information, advice and guidance over the Christmas period.

Get more information on our top rated Christmas attractions coming to a venue near you in Kent and an insight into our apprentice customer service advisor, Jodie-Mae Gaywood. Whether you’re looking for tips for driving safe in winter conditions or keeping your household belongings protected, we’ve got it all in this quarterly newsletter.

We are now well underway with the festive season, so you will need to plan ahead if you are going to visit any local Christmas attractions. These range from Ice Rinks, Santa Grottos, Christmas Markets and Pantomimes. We have put a list together for our top 9 winter attractions to visit this Christmas and we wish you, your friends and families a wonderful time.
Read more…

At Invicta, customer service is a priority. We always strive to offer a pleasant and helpful service but how much do you know about the experts who make up the Invicta team? In this article, we introduce you to a member of the Invicta staff who helps provide our customers with a quality and courteous service on a daily basis.

Since this is the festive issue of the year, we have added a twist to our employee’s favourites giving it a seasonal touch to fit the time of the year. In this issue we are featuring one of our new Apprentice Customer Service Advisor, Jodie-Mae Gaywood.
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It’s now that time of the year when driving on British roads can be very dangerous. Invicta Insurance Services have put together a list of steps that should be followed when driving in wintry conditions. Please remember that although you may be capable and experienced in driving in wintry conditions, other road users may not be! To maximise ongoing safety on the roads, follow our guide to ensure you are prepared for any possible circumstance.
Read more…

Whether you’re staying in or going out, make sure your home insurance covers your personal belongings during the festive season. Christmas is one of the busiest times of the year for burglars, with home insurance claims on the rise dramatically.
Read more…

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